Christ asks us to show faith in Him, repent, make and keep covenants, receive the Holy Ghost, and endure to the end. By complying, we are not paying the demands of justice—not even the smallest part. Instead, we are showing appreciation for what Jesus Christ did by using it to live a life like His. Justice requires immediate perfection or a punishment when we fall short. Because Jesus took that punishment, He can offer us the chance for ultimate perfection and help us reach that goal. He can forgive what justice never could, and He can turn to us now with His own set of requirements. “So what’s the difference?” the girl asked. “Whether our efforts are required by justice or by Jesus, they are still required.” “True,” I said, “but they are required for a different purpose. Fulfilling Christ’s requirements is like paying a mortgage instead of rent or like making deposits in a savings account instead of paying off debt. You still have to hand it over every month, but it is for a totally different reason.” . . . The grace of Christ is sufficient—sufficient to cover our debt, sufficient to transform us, and sufficient to help us as long as that transformation process takes. The Book of Mormon teaches us to rely solely on “the merits, and mercy, and grace of the Holy Messiah”. As we do, we do not discover—as some Christians believe—that Christ requires nothing of us. Rather, we discover the reason He requires so much and the strength to do all He asks. Grace is not the absence of God’s high expectations. Grace is the presence of God’s power.