Because of limited abilities, they are not likely to become leaders in the Church. They are more likely to find themselves in need of welfare help. They will marry and rear families who will continue in the same cycle that they have known. Their future is bleak indeed. There are some others who have not gone on missions who find themselves in similar circumstances in development of skills to lift them from the ranks of the poor. In an effort to remedy this situation, we propose a plan—a plan which we believe is inspired by the Lord. The Church is establishing a fund largely from the contributions of faithful Latter-day Saints who have and will contribute for this purpose. We are deeply grateful to them. Based on similar principles to those underlying the Perpetual Emigration Fund, we shall call it the Perpetual Education Fund. From the earnings of this fund, loans will be made to ambitious young men and women, for the most part returned missionaries, so that they may borrow money to attend school. Then when they qualify for employment, it is anticipated that they will return that which they have borrowed together with a small amount of interest designed as an incentive to repay the loan. It is expected that they will attend school in their own communities. They can live at home. We have an excellent institute program established in these countries where they can be kept close to the Church. The directors of these institutes are familiar with the educational opportunities in their own cities. Initially, most of these students will attend technical schools where they will learn such things as computer science, refrigeration engineering, and other skills which are in demand and for which they can become qualified. The plan may later be extended to training for the professions. . . With good employment skills, these young men and women can rise out of the poverty they and generations before them have known. They will better provide for their families. They will serve in the Church and grow in leadership and responsibility. They will repay their loans to make it possible for others to be blessed as they have been blessed. It will become a revolving fund. As faithful members of the Church, they will pay their tithes and offerings, and the Church will be much the stronger for their presence in the areas where they live.